As 2025 closed and rolled into the new year, XRP faced a downturn, depreciating nearly 4% during January’s outset. However, beneath the surface, on-chain data suggests a more optimistic scenario, indicating emerging recovery signs among heavyweight stakeholders. Santiment’s analysis highlights a growing quantity of wallets holding significant XRP reserves, suggesting renewed interest despite immediate selling pressures.
What Led to a Boost in Million-Holder XRP Wallets?
In January, for the first time since September 2025, Santiment reported an uptick in XRP wallets containing at least one million units, rising by 42 to reach 2,016. This development follows several months of decline, reflecting a potential return of long-term investor confidence in the digital asset.
Sharing insights on social media, Santiment remarked that the resurgence in high-volume wallets bodes well for XRP’s long-term prospects. XRP, integral to Ripple‘s cross-border payment solutions, derives significant influence from sizable investor movements, often overshadowing individual trading activities.
How Are ETF Inflows Shaping XRP’s Trajectory?
XRP’s promising scenario extends beyond mere on-chain metrics. In January, US-listed spot XRP ETFs recorded a net inflow of $91.72 million. SoSoValue disclosed substantial funds influx of $666 million in November and $499 million in December, contrasting sharply with figures seen in Bitcoin ETFs.
Conversely, Bitcoin ETFs experienced notable outflows, losing $278 million in January and over $4 billion in the last months of 2025. This shift suggests institutional investors are redistributing risk, increasingly favoring XRP.
The disparity between fund flows and current XRP pricing sparks interest. Despite growing demand, XRP’s price movement hasn’t aligned with the inflows, likely due to overall market stagnation. Historical data indicates such divergences often precede more significant price shifts after prolonged calm, though precise timing remains unpredictable.
XRP Price as of Late January: $1.88
Key Market Observations:
- Historical rise of 42 active million-XRP wallets in one month
- Sharp contrast in ETF inflows: $91.72 million into XRP, while Bitcoin sees $278 million outflows
- Potential long-term investor strategy focusing beyond immediate price fluctuations
While XRP’s price faces immediate resistance around the $2 mark, ongoing positive investor behavior sparks potential long-term value anticipation. As larger investors reconsolidate their positions, the interplay between trading dynamics and market expectations continues to unfold, shaping XRP’s ongoing saga in the cryptocurrency domain.
